Think you can’t afford dental care? You are not alone. The number of members of the public with access to dental insurance has significantly decreased by 5.7% from 2009 to 2010, leaving just about 45% of the population with dental insurance. You might be one of those who lack insurance due to its high price. However, there are some cost-saving measures that may help you save money for quality dental care.
1. If you do have dental insurance, invest in preventive care
A standard dental insurance policy provides 100-80-50 coverage. This refers to the percentage of services that the insurance plan will cover. This type of policy may cover 100% of preventive care, 80% of basic services (fillings), and 50% of more complex procedures (dentures or dental crowns). Preventive care will save you money for the future. For every dollar spent on preventive services, $50 is saved for the more complicated and expensive procedures. According to the American Dental Association, the average cost of a dental insurance plan for an individual is about $350 per year. For a family, it is around $550 yearly. If you pay out-of-pocket for two check-ups and a set of X-rays, the cost, on average, will be about $375-$400.
2. Use our in-house membership plan, a dental savings plan for the uninsured
Another option that can make dental care more affordable is a dental savings plan. Dental savings plans offer 10%-60% discounts on the average dental care rates for participants who pay a yearly fee. A dental savings plan is the alternative to insurance. No waiting period is applied to accessing care, no annual caps and no restrictions on receiving care for pre-existing conditions. Members will be able to save on any procedures covered by the plan they selected the moment the dental savings plan is activated. Our In-House Membership Plan will save you money if you are uninsured; give us a call for more details!
3. Finance your dental care with CareCredit
You can finance your dental care with CareCredit, which will allow you to break up the total cost of your dental treatments into manageable monthly payments. There is no interest for the first 6-24 months, depending on what you qualify for.
Call us to find out how we can help you afford the dental care you need. Make an appointment by giving us a call or book online!
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